My Go to Realtor®

The 30-year fixed rate loan drops down slightly to 4.07%.                                Freddie Mac's   (OTCQB: FMCC)   Primary Mortgage Market Survey®   reported that fixed-rate mortgages dropped slightly during the past week.          Freddie Mac’s chief economist, said,    “Modestly weaker consumer spending and manufacturing data, along with continued jitters around trade policy, caused interest rates to decline throughout the yield curve. While signals from the financial markets are flashing caution signs, the real economy remains on solid ground with steady job growth and five-decade low unemployment rates, which will drive up home sales this summer.” Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

"HUD does not recognize these pay-to-play certifications as reliable," Grosso said. "You should not feel held hostage by a policy where tenants don't have to demonstrate in a reliable manner a legitimate need for the assistance of an animal." Read More Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage eased to 4.07% from 4.10% last week. By contrast, a year ago the benchmark rate stood at 4.61%. The average rate for 15-year, fixed-rate home loans declined this week to 3.53% from 3.57% last week. Mortgage rates fall again – edge closer to 4% Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Experian's new venture to help consumers, in a few words: Give Experian access to your banking information to prove that you're paying the electricity bill, the gas bill, the internet bill and phone bills on time. Get a better, updated credit score. Have a stronger shot at getting lower rates on loans Program to boost credit scores requires bank account access. Read more- Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

One big misconception in real estate is that a property value can be accurately determined. This simply not true. Even appraisers, who have extensive training to evaluate homes will not agree on the value. If, you paid ten appraisers to determine price of the same home on the same day each opinion will be different. The real truth is that every home has its price range. As, shown in the article published by Dear Monty  Buyers and sellers often struggle and negotiate hard to find the right price when there is more than one right price for every home. There is a complete home value range for every home. Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Sam Khater, Freddie Mac’s chief economist said, “Investors wary of the current economic situation due to ongoing trade disputes resorted to the bond market, causing the 10-year treasury yield to decrease. A combination of low mortgage rates, a strong job market and modest wage growth should spur home buyer interest and also serve as an incentive for homeowners looking to refinance this spring.” 30-year fixed-rate mortgage  (FRM) averaged 4.10% with an average 0.5 point for the week ending May 9, 2019, down from last week when it averaged 4.14%. A year ago at this time, the 30-year FRM averaged 4.55%. 15-year FRM  this week averaged 3.57% with an average 0.4 point, down from last week when it averaged 3.60%. A year ago at this time, the 15-year FRM averaged 4.01%. 5-year Treasury-indexed hybrid adjustable-rate mortgage  (ARM) averaged 3.63% with an average 0.4 point, down from last week when it averaged 3.68%. A year ago at this time, the 5-year ARM averaged 3.77%.

NAHB data found 46% of home buyers want a security camera in their home, more than any other home technology feature. READ MORE Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Call on Mother’s Day? 1 in 5 millennials still live with her Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Mortgage rates dip again – 30-year at 4.1% Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

FBI report: 11,800 internet real estate scams in 2018 Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

According to the latest Housing Vacancies and Homeownership data release from the U.S. Census Bureau, the homeownership rate was flat year-over-year at 64.2 percent in the first quarter of 2019. This breaks a streak of eight consecutive quarters of increasing year-over-year gains. The flat change was due primarily to a strong uptick in new renter households, although growth among owner households continues to strongly outpace renters. Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

How to Make a Ceiling Look Taller : If your listing has low ceilings, here are some ideas for opening up the space so it is inviting to potential buyers. Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400

Where to Start and Stop Your Backsplash Guillermo "Bill" Sanjurjo Realtor® 12955 SW 42 St Suite 2, Miami, FL 33175 Cell: 786-232-1400