http://dlvr.it/TGmkLX
Posts
Florida Realtors Releases New, Updated Forms
Updated forms include the Commission Agreement and Vacant Land Listing Agreement to incorporate changes resulting from the NAR settlement. http://dlvr.it/TGlkWh
Survey: More Owners Remodeling Rather Than Moving
Many homeowners would rather do smaller projects themselves, such as interior painting and installing light fixtures, to save money instead of hiring a pro. http://dlvr.it/TGlZmx
Creating a Comfortable, Inviting Space for All
True inclusion involves more than visible identity factors, experts say. Use a broad approach to address often-overlooked needs including mental health considerations. http://dlvr.it/TGck6S
Craft, Hone and Rock Your Elevator Pitch
Clear, memorable messages that cover areas of expertise, market knowledge and business values can make an agent stand out and push a career forward. http://dlvr.it/TGcPgB
Young Owners Outpace Renters in Financial Gains
A Redfin survey shows the gap between owners and renters in younger generations is much larger than the gap in older generations. http://dlvr.it/TGcBjP
New Home Mortgage Applications Increase 10.8%
The increase in new home sales shows they continue to be an appealing option. The average loan size for new homes rose to $402,658 in September. http://dlvr.it/TGSVcN
Investors See Returns Along Florida's Highways
Florida’s pro-business mindset has encouraged commercial growth, which has led to years of steady growth, one investor said. http://dlvr.it/TGSCWH
Developers: Diversity Helps Build Communities
Real estate development should prioritize affordable housing and address barriers that have excluded Black developers, panelists said. http://dlvr.it/TGS0w0
Real Estate Q&A: Who Pays for Storm Damage?
If your tree falls during a storm and damages your neighbor’s house, who pays? Let your insurance company handle it. http://dlvr.it/TGRP4S
Considerations Before Jumping Brokerages
Before making a move, assess whether a change will benefit your career and clients. Align with those who support long-term growth and ethical practices. http://dlvr.it/TGRC0P
A New Buyer Boom?
Real estate professionals are building client loyalty and responding to needs among a quickly growing Hispanic demographic. http://dlvr.it/TGQt1h
We’re all looking for a better night’s sleep — and these tips for a restful sleeping environment can make a big difference. Looking for more help? Reach out for a referral to a design professional! š² (786) 232-1400 š§ bsanjurjo@hotmail.com
We’re all looking for a better night’s sleep — and these tips for a restful sleeping environment can make a big difference. Looking for more help? Reach out for a referral to a design professional! š² (786) 232-1400 š§ bsanjurjo@hotmail.com http://dlvr.it/TGPvkR
Home Sale Contracts Pick Up by 3.5%
Lower rates have encouraged buyers from the sidelines. In Florida, builders are offering incentives that include lot premium waivers and price reductions. http://dlvr.it/TGNtqr
Mortgage Rates Are Rising. Why?
Many forecasts have rates near 6% at the end of this year and falling to about 5.8% next year. The days of 3% and 4% rates appear to be over. http://dlvr.it/TGNkSR
Builder Confidence Edges Higher
Even with affordability headwinds, builders remain optimistic about the future of the market. The share of builders cutting prices held steady at 32% in October. http://dlvr.it/TGNSKt
Fake Land Listing Leads to Investigation
An Okeechobee real estate scam was uncovered after a man attempted to sell land he didn't own. The listing was removed. No arrests have been made. http://dlvr.it/TGNGFh
Cybersecurity Awareness: Staying Safe From Scams
In any transaction, including real estate, always verify information, be cautious with urgent requests, and confirm authenticity before sharing personal details. http://dlvr.it/TGMmC8
In-Person Hurricane Recovery Support Available
Disaster-response resources are available this week in more than 10 Florida counties to help businesses and residents. http://dlvr.it/TGJzDD
Rising Rates Haven’t Slowed Pending Sales
Pending home sales posted their biggest increase since 2021 recently, but some house hunters are starting to pull back, Redfin said. http://dlvr.it/TGJf4q
Report: Homeowners Go into Debt for Renovations
About 53% of homeowners who hired a contractor went over budget, and 46% faced significant delays. http://dlvr.it/TGJSg2
Some Florida Homes Buried in Sand After Hurricanes
Massive amounts of sand shifted inland after back-to-back hurricanes. Many residents are now facing costly cleanup. http://dlvr.it/TGHzl5
Single-Family Starts Trend Higher in September
Builder sentiment and easing monetary policy boosted single-family construction. Multifamily fell 9.4% due to tight financing and rising apartment completions. http://dlvr.it/TGHrTZ
Should You Become a Mortgage Broker?
Wearing two hats isn’t for everyone – but, for some, dual licensing offers an opportunity to earn extra income and bring more value to your relationship with buyers. http://dlvr.it/TGHZ91
SBA Encourages Disaster Loan Applications
The SBA said disaster survivors should not wait to settle with insurance companies before applying for disaster loans. Also, Milton, Helene insurance claims increased. http://dlvr.it/TGGL35
Average Mortgage Rates Increase
Rates on 30-year mortgages rose to 6.44% from 6.32% last week, according to Freddie Mac. Rates on 15-year mortgages rose to 5.63% from 5.41%. http://dlvr.it/TGFtkC
Seller Profit Margins Drop Slightly Across U.S.
Returns on typical U.S. home sales remain high but dipped down quarterly and annually, ATTOM found. Median raw profits hold steady at just under $130,000. http://dlvr.it/TGFlqY
Report: August National Rent Growth Slow, Steady
U.S. single-family rent prices were up by 2.4% year over year in August, the lowest rate of growth recorded since last fall, CoreLogic reported. http://dlvr.it/TGFVKw
Helene and Milton Among Costliest Hurricanes
Hurricanes Helene and Milton are expected to rank among the most expensive storms, but insured losses are expected to be lower than previous storms. http://dlvr.it/TGFKdX
Listing Agreement Questions? NAR Has Answers
NAR released a new Consumer Guide focused on listing agreements to educate customers working with real estate professionals. http://dlvr.it/TGDtjp
Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? š¤Æ Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ✅ Pay down credit cards, auto loans, student loans, and other debt. ✅ Increase your income to offset your debts and lower your ratio. Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. š https://guillermosanjurjo.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/
Did you know that a high debt-to-income (DTI) ratio is the #1 reason mortgage applications get rejected? š¤Æ Your DTI ratio is the percentage of your gross monthly income that goes toward debt payments, including your mortgage. Lenders use DTI to assess your ability to afford a home. So, how can you avoid rejection and qualify for better rates? ✅ Aim for a DTI ratio of 36% or lower to qualify for the best rates. ✅ Pay down credit cards, auto loans, student loans, and other debt. ✅ Increase your income to offset your debts and lower your ratio. Ready to learn more? Check out our latest blog post to get more tips for taking out a mortgage. š https://guillermosanjurjo.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/ /> http://dlvr.it/TGDdP4
New Hurricane Aid Available for Repairs
Operation Blue Roof, which provides free tarps for damaged homes, opened for applications, and HUD announced a 90-day foreclosure moratorium on FHA-insured mortgages. http://dlvr.it/TGCzTp
Small Business Disaster Loan Program out of Money
U.S. House Speaker Mike Johnson said new funding might not come until after the November election. Other disaster relief programs are available, including FEMA help. http://dlvr.it/TGCskp
Want the Best Mortgage Rate? Do This
Buyers should keep a close eye on their credit reports, control their debt-to-income ratio and maintain a strong employment record, among other things. http://dlvr.it/TGCXCv
AI Streamlining the Real Estate Listing Process
AI is being used to improve efficiency for tasks that include lead generation, scheduling meetings and follow-up communications. http://dlvr.it/TGCPgD
Navigating the Insurance Claims Process
Contact your insurance company soon after a disaster to make a claim and document the damages. FEMA aid is available for some home and business owners. http://dlvr.it/TGC85t
The Importance of Good Credit
Financial research shows disparities among various racial and ethnic groups. With solid credit, mortgage applications and other loans are more likely to be approved. http://dlvr.it/TGBz24
Milton, Helene Insurance Claims Increase
The back-to-back hurricanes that swept across parts of Florida have caused billions in damages, according to the latest insurance estimates. http://dlvr.it/TG9QvD
Zillow: Rate Dip Makes for Lively 'Last Call'
September saw an uptick in activity from both buyers and sellers, Zillow said. Southern states, including Florida, have tipped towards a buyer’s market. http://dlvr.it/TG90kp