My Go to Realtor®

The Great Grift: Covid-19 fraudster used stolen relief aid to purchase a private island in Florida  NBC News http://dlvr.it/T7fFfD

ICYMI: Why Florida's talent market is still tight - Tampa Bay Business Journal  Tampa Bay Business Journal http://dlvr.it/T7cmH1

ICYMI: Real estate transaction involving historic cemetery in Broward is full ...  WPLG Local 10 http://dlvr.it/T7cRdM

Celebrate 'Art Under the Stars' at this Maitland festival  WKMG News 6 & ClickOrlando http://dlvr.it/T7bjJH

ICYMI: Best businesses, professionals, business people in Palm Beach ...  Palm Beach Post http://dlvr.it/T7b8Zq

As Americans moved during the pandemic, they took their income ...  Morningstar http://dlvr.it/T7ZZZK

Florida lawmakers OK funds for program said to cut homeowner ...  Business Observer http://dlvr.it/T7ZDps

🎨 Question: Would you keep this kitchen as is or add a fresh coat of paint to spice things up? #KitchenMakeover #PaintOrKeep

See all homes sold in Atlantic City, Oct. 30 to Nov. 5  NJ.com http://dlvr.it/T7Y9M5

Why Florida's talent market is still tight - Tampa Bay Business Journal  Tampa Bay Business Journal http://dlvr.it/T7Wdyr

Real estate transaction involving historic cemetery in Broward is full ...  WPLG Local 10 http://dlvr.it/T7Vyzg

ICYMI: Miami-Dade County resolution aims to exempt these areas from Live Local Act - South Florida Business Journal  South Florida Business Journal http://dlvr.it/T7VY2G

Charitable Services Award: Fabiana Santamaria & Rejane de Paula ...  South Florida Agent Magazine http://dlvr.it/T7VXtW

Best businesses, professionals, business people in Palm Beach ...  Palm Beach Post http://dlvr.it/T7TzPK

ICYMI: The Largest Landowner in Florida Owns a Ridiculous 690000 Acres  AZ Animals http://dlvr.it/T7SXNM

ICYMI: Real estate broker pleads guilty to scheme to steal homes through deed fraud  WFLA http://dlvr.it/T7S8VM

ICYMI: Real Estate Briefs | Nov. 3 | News, Sports, Jobs  Cape Coral Breeze http://dlvr.it/T7R5gP

🎨 Question: Would you keep this kitchen as is or add a fresh coat of paint to spice things up? #KitchenMakeover #PaintOrKeep

ICYMI: Court rejects Ivanka Trump claim she is too busy to testify during ...  The Guardian US http://dlvr.it/T7QPYd

On the Market: A Florida Midcentury, a Desert Outpost, and More Great Homes for Sale This Week  Dwell http://dlvr.it/T7QPVR

Miami-Dade County resolution aims to exempt these areas from Live Local Act - South Florida Business Journal  South Florida Business Journal http://dlvr.it/T7Q7q8

IRONMAN Florida 2023: Rudy von Berg takes down Magnus Ditlev ...  TRI247 http://dlvr.it/T7PLDy

Are real estate agent fees a racket?  WMFE http://dlvr.it/T7P4xF

The Largest Landowner in Florida Owns a Ridiculous 690000 Acres  AZ Animals http://dlvr.it/T7NdnG

Real estate broker pleads guilty to scheme to steal homes through deed fraud  WFLA http://dlvr.it/T7NMY5

Real Estate Briefs | Nov. 3 | News, Sports, Jobs  Cape Coral Breeze http://dlvr.it/T7MT3Q

USER QUESTION: What is the difference between PMI and MIP? Here is a clear understanding of the difference between PMI and MIP on FHA loans! Here's a breakdown of the key points you mentioned: PMI vs. MIP: Loan Type: PMI applies to conventional loans, while MIP is for FHA loans. Down Payment Threshold: PMI is typically required when the down payment is less than 20% of the loan amount. FHA loans require MIP regardless of the down payment (usually at least 3.5%). Administration: PMI is handled by private mortgage insurers. MIP is managed by the Federal Housing Administration (FHA). Costs and Premiums: PMI: Varies depending on loan terms, creditworthiness, and loan-to-value (LTV) ratio. Generally falls between 0.1% and 2% annually. No upfront fee. MIP: Has two parts - an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount (can be financed) and an annual MIP (0.5% to 1.75% based on LTV and loan term). In essence, PMI offers lenders more flexibility based...

Court rejects Ivanka Trump claim she is too busy to testify during ...  The Guardian US http://dlvr.it/T7LVtQ

ICYMI: Gables Trailer Park residents wary of Coral Gables expansion  Miami Herald http://dlvr.it/T7L5YX

ICYMI: Mel Sembler, Florida developer and top Republican fundraiser, dies ...  Tampa Bay Times http://dlvr.it/T7Jx3q

ICYMI: Yasmin Davis of Miami Explores Florida Immigration Trends ...  Downbeach.com http://dlvr.it/T7JZTn

🎨 Question: Would you keep this kitchen as is or add a fresh coat of paint to spice things up? #KitchenMakeover #PaintOrKeep

ICYMI: Too few sellers, high home prices, 8%-ish mortgage rates and strong buyer demand made the list, but so did AI and the “staggering costs to repair … aging infrastructure.” http://dlvr.it/T7HVJG

Trump civil fraud trial continues in New York: Live updates  CNN http://dlvr.it/T7HTys

ICYMI: Florida man finds that he was marked dead years after fender bender  USA TODAY http://dlvr.it/T7GLkn

ICYMI: New York Developer Who Shunned Miami Reverses Course  The Wall Street Journal http://dlvr.it/T7G05Y

One of Tampa Bay's top exports? Aquarium fish  Tampa Bay Times http://dlvr.it/T7Fzw9

ICYMI: Mauricio Umansky at The Real Deal: 12 Key Points  The Real Deal http://dlvr.it/T7Dthy

Gables Trailer Park residents wary of Coral Gables expansion  Miami Herald http://dlvr.it/T7DtRh

Mel Sembler, Florida developer and top Republican fundraiser, dies ...  Tampa Bay Times http://dlvr.it/T7Chm1

Yasmin Davis of Miami Explores Florida Immigration Trends ...  Downbeach.com http://dlvr.it/T7CKhY

USER QUESTION: What is the difference between PMI and MIP? Here is a clear understanding of the difference between PMI and MIP on FHA loans! Here's a breakdown of the key points you mentioned: PMI vs. MIP: Loan Type: PMI applies to conventional loans, while MIP is for FHA loans. Down Payment Threshold: PMI is typically required when the down payment is less than 20% of the loan amount. FHA loans require MIP regardless of the down payment (usually at least 3.5%). Administration: PMI is handled by private mortgage insurers. MIP is managed by the Federal Housing Administration (FHA). Costs and Premiums: PMI: Varies depending on loan terms, creditworthiness, and loan-to-value (LTV) ratio. Generally falls between 0.1% and 2% annually. No upfront fee. MIP: Has two parts - an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount (can be financed) and an annual MIP (0.5% to 1.75% based on LTV and loan term). In essence, PMI offers lenders more flexibility based...

Too few sellers, high home prices, 8%-ish mortgage rates and strong buyer demand made the list, but so did AI and the “staggering costs to repair … aging infrastructure.” http://dlvr.it/T7BDM0

Florida man finds that he was marked dead years after fender bender  USA TODAY http://dlvr.it/T792gf

New York Developer Who Shunned Miami Reverses Course  The Wall Street Journal http://dlvr.it/T78h7t

🎨 Question: Would you keep this kitchen as is or add a fresh coat of paint to spice things up? #KitchenMakeover #PaintOrKeep

ICYMI: Coconut Creek Moving Forward with Building Holocaust Memorial  TAPinto.net http://dlvr.it/T77fL9

Mauricio Umansky at The Real Deal: 12 Key Points  The Real Deal http://dlvr.it/T77f7n

Anywhere Proposed Rule Changes in Commission Lawsuit Settlement  The Real Deal http://dlvr.it/T75Zbj

MetLife Insurance Sells Grocery-Anchored Plaza to Longpoint  The Real Deal http://dlvr.it/T75BNg