My Go to Realtor®

Margy Grant was inducted into NAR’s Dr. Almon R. (Bud) Smith, RCE, AE Leadership Society for her outstanding leadership and a willingness to help others. http://dlvr.it/TFxJZj

Mortgage rates are complex and involve more than just Fed interest rate cuts. Analysts say mortgage rates are also influenced by the bond market.   http://dlvr.it/TFx2CD

Engaging with the community – either online or in person – helps build a customer base. Have a content plan and strategy to reach your market. http://dlvr.it/TFwVwC

Unless you’re a cash buyer, credit scores are the most important factor lenders consider in a mortgage application. It shows the ability to repay, http://dlvr.it/TFwBYk

The Small Business Administration loan funding could run out of money by the end of the month if more federal funding is not approved. http://dlvr.it/TFvMP7

Are your buyers foodies? A new WalletHub study shows several Florida cities rank tops in the U.S. for affordability, food diversity and high-quality restaurants. http://dlvr.it/TFv4CP

http://dlvr.it/TFtXfr

http://dlvr.it/TFtD1h

http://dlvr.it/TFsPkl

http://dlvr.it/TFs7Gg

The storm is expected to weaken before it makes landfall, likely in the Tampa area on Wednesday. It could grow in size before moving across the state. http://dlvr.it/TFrcbL

Condo residents unable to afford structural repairs may sell their entire building to developers for redevelopment. http://dlvr.it/TFrJ89

Stacy Horst, co-founder of Erin’s Hope for Friends, is the only Florida winner of NAR’s Good Neighbor and Web Choice Favorites awards. Her charity will receive $12,500. http://dlvr.it/TFqCQP

Whether you’re considering switching brokerages or joining a team, it’s as much an interview for them as it is for you, writes Troy Palmquist The post 35 Questions Your Next Broker Hopes You Don’t Ask appeared first on MIAMI REALTORS®. http://dlvr.it/TFpsLG

Condo residents unable to afford repairs to bring the building up to code may turn to selling entire buildings to developers for redevelopment. http://dlvr.it/TFpjYf

Some 350,000 low-income housing units are at risk of losing federal affordability protections by 2030. Local governments and nonprofits can purchase the properties. http://dlvr.it/TFpPgD

Extra mortgage payments can chop thousands off your mortgage. Use a good prepayment calculator to determine your strategy. http://dlvr.it/TFndc8

http://dlvr.it/TFnR5x

You have the power to be more innovative, responsive and effective. Here’s how. http://dlvr.it/TFn4lV

http://dlvr.it/TFmtPD

http://dlvr.it/TFmJ5z

http://dlvr.it/TFm66g

http://dlvr.it/TFlmfr

http://dlvr.it/TFlZRs

http://dlvr.it/TFkv2X

http://dlvr.it/TFkf0S

http://dlvr.it/TFk9CY

http://dlvr.it/TFjs6p

http://dlvr.it/TFhzy4

http://dlvr.it/TFhjc3

Despite the Fed’s decision to reduce its benchmark interest rates, commercial investors may find that it’s too little, too late for their highly indebted properties. http://dlvr.it/TFhCKr

As the scope of the loss of life, infrastructure and property damages becomes clearer, estimated U.S. damage, economic loss rises to between $225B - $250B. http://dlvr.it/TFgtY5

Home sellers who don’t use an agent are twice as likely as agent-assisted sellers to be unhappy with the results of their sale, says a study from Clever Real Estate. http://dlvr.it/TFg0ZB

The national unemployment rate dropped for the second month in a row, dipping to 4.1% in September. In addition, more jobs were added than economists expected. http://dlvr.it/TFfkf0

The state’s general revenue collections in Aug. totaled $3.6 billion, 4.3% higher than expected, thanks to a boost from sales taxes and earnings on investments. http://dlvr.it/TFfDc1

Fla. Office of Insurance Regulation: With 84,400 claims filed, the state’s estimated insured losses from Hurricane Helene totaled $835,853,221 on Oct. 3. http://dlvr.it/TFdvM5

🚨 Important Update for Sellers: New Flood Disclosure Law 🚨 Effective October 1, 2024, HB 1049 requires sellers to complete and provide a Flood Disclosure before signing a sales contract. This includes details on any insurance claims or federal assistance received for flood damage. Ensure compliance to avoid legal issues. *Miami's Trusted Realtor: Guiding You Home with Expertise and Integrity* Guillermo Sanjurjo, Realtor® Read Summary : http://dlvr.it/TF09Pk /> http://dlvr.it/TFd1Hx

By Gay Cororaton, MIAMI REALTORS Chief Economist    Florida topped all states with the most out-of-state movers in 2023, according to MIAMI’s analysis of the US Census Bureau’s 2023 State-to-State migration data. In 2023,there were 636,933 people who lived in Florida who had resided in another state in the prior... The post Florida is Top Destination of Out-of-State Movers in 2023 appeared first on MIAMI REALTORS®. http://dlvr.it/TFcxf9

http://dlvr.it/TFclPz

http://dlvr.it/TFcFft

http://dlvr.it/TFbwZM

What is Your Home Worth NOW 🏡 Recent home sales have affected your home's value! 💰 📈 Click to get your new home value estimate FREE and INSTANTLY! 🎯 https://GuillermoS.FreeValues4Home.com /> http://dlvr.it/TFb2k5

ATTN Home Buyers! 👨‍👩‍👧‍👧 FREE REPORT: Down Payment Assistance for Local Homebuyers! 🏡 How to Buy Your Home for Less Money Out of Pocket. 💰 🎯 Go to https://GuillermoS.StopRentingStartOwning.org to get the FREE REPORT Now! http://dlvr.it/TFZmvT

New Construction Homes for Sale!🏡 ❤️ Learn about new homes, schedule tours and get the inside info on any available buyer incentives before everyone else NOW! 😃 🎯 Go to https://GuillermoS.NewConstructionHomesNOW.com to get the FREE Information Now! http://dlvr.it/TFZGyk

http://dlvr.it/TFYy2T

The average 30-year mortgage rate rose to 6.12% from 6.08% last week. Borrowing costs on 15-year fixed-rate mortgages rose to 5.25% from 5.16%. http://dlvr.it/TFY6nG

Do your customers have questions about the role an MLS plays in a transaction? NAR’s newest guide provides valuable information. http://dlvr.it/TFXwcX

It’s crucial to know what your money is doing and where it’s going. Use your numbers to create a roadmap for your business. http://dlvr.it/TFXZvX

Mortgage rates dropped to historic lows during the pandemic, and it’s not likely to happen again. The low 5% range is more realist, Bankrate said. http://dlvr.it/TFXNqp

As of Oct. 2, the total estimated insured losses for Florida from the storm are $777,772,440 and 79,360 claims. Business resource centers have opened. http://dlvr.it/TFWmh7

To maximize a marketing ROI, agents should target specific segments of the market that will generate the most leads and increase closings. http://dlvr.it/TFWZdW

🚨 Important Update for Sellers: New Flood Disclosure Law 🚨 Effective October 1, 2024, HB 1049 requires sellers to complete and provide a Flood Disclosure before signing a sales contract. This includes details on any insurance claims or federal assistance received for flood damage. Ensure compliance to avoid legal issues. *Miami's Trusted Realtor: Guiding You Home with Expertise and Integrity* Guillermo Sanjurjo, Realtor® Read Summary : http://dlvr.it/TDyCTG /> http://dlvr.it/TFWDgP

http://dlvr.it/TFW27p

Ready to buy a home but feeling overwhelmed by financing options? ⁣ ⁣ Here are four factors to consider when choosing a mortgage: ⁣ ⁣ 📈 Credit Score: ⁣ This three-digit number can significantly impact your interest rate and the types of loans you qualify for. ⁣ ⁣ 📊 Income & Expenses: ⁣ Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations. ⁣ ⁣ 💰 Down Payment: ⁣ The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance. ⁣ ⁣ 📆 Lifestyle & Risk Tolerance: ⁣ Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level. ⁣ ⁣ For more on choosing the right mortgage for your specific situation, check out our latest blog post! ⁣ ⁣ 🔗 https://guillermosanjurjo.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/ /> http://dlvr.it/TFVMSD

http://dlvr.it/TFV6Gz

http://dlvr.it/TFTdV6

http://dlvr.it/TFTJpc

Realtor told the listing broker after the scheduled showing the buyer decided not to view the home.  The owners filed an ethics complaint against the Realtor, but the hearing panel found there was not a violation of the Code of Ethics. How can that be? http://dlvr.it/TFSRGK

When a buyer agrees to compensate their brokerage firm in a buyer’s broker agreement, there are a few ways they can fulfill this obligation using Florida Realtors forms.   http://dlvr.it/TFS9Sc

A Florida Office of Insurance Regulation order bans insurance cancellations or nonrenewals in impacted areas, unless requested by the policyholder, until late November. http://dlvr.it/TFRgBZ

The commercial market is rebounding. Transactions are increasing, driven by distressed properties and new liquidity as buyers and sellers agree on pricing. http://dlvr.it/TFRL1w

Year over year, U.S. single-family home prices rose to 3.9% in August, the lowest rate of growth recorded since last July. http://dlvr.it/TFQSCD

Increasing optimism is largely driven by positive views on the national economy over the next year. Consumer sentiment should improve overall in the months ahead. http://dlvr.it/TFQBQh

As a general rule, refinancing could be worthwhile if you're able to reduce your mortgage rate by at least 1 percentage point, one analyst said. http://dlvr.it/TFPhLJ

Two newly revised forms address changes in law that require condo sellers and buyers to supply and acknowledge association documents. http://dlvr.it/TFPMGx

🚨 Important Update for Sellers: New Flood Disclosure Law 🚨 Effective October 1, 2024, HB 1049 requires sellers to complete and provide a Flood Disclosure before signing a sales contract. This includes details on any insurance claims or federal assistance received for flood damage. Ensure compliance to avoid legal issues. *Miami's Trusted Realtor: Guiding You Home with Expertise and Integrity* Guillermo Sanjurjo, Realtor® Read Summary : http://dlvr.it/TDwDYC /> http://dlvr.it/TFNSvf

http://dlvr.it/TFNCCV

http://dlvr.it/TFMgpp

http://dlvr.it/TFMLs1

http://dlvr.it/TFLSh1

The updated FR/BAR Condominium Rider, (CR-6xx_A) and CRSP Condominium Addendum (CRSP16xxx_F) include the required language. http://dlvr.it/TFLD2g

The IT security firm Check Point said the “insurance/legal” sector saw 636 weekly attacks in 2022, a 68% increase from 2021. The figure was expected to triple in 2024. http://dlvr.it/TFKlNy

Unemployment assistance is available to those who lost jobs or self-employment due to the hurricane. The Florida Realtors DRF donated to NAR’s Realtor Relief Fund. http://dlvr.it/TFKRVV

Powell said the economy is largely healthy and the Fed is “recalibrating” its key interest rate, not rapidly cutting it. Interest rates influence mortgage rates. http://dlvr.it/TFJdD9

Many Florida condo associations are required to have the inspection reports completed by Dec. 31. The documents will help buyers understand the cost of ownership. http://dlvr.it/TFJQyx

Disaster Unemployment Assistance is available to Floridians who lost jobs or self-employment due to Hurricane Helene. Nearly 50,000 insurance claims have been filed. http://dlvr.it/TFJ60x

Redfin reported 54% of U.S. apartments that were completed in the first quarter rented within three months, up from 47% a quarter earlier. http://dlvr.it/TFHvmj

Many Florida condo associations are required to have the inspection reports completed by Dec. 31. The documents will help buyers understand the cost of ownership. http://dlvr.it/TFH7RH

By Gay Cororaton, MIAMI REALTORS Chief Economist   Miami-Dade County continues to rank No. 1 in the U.S. in multifamily units under construction with developers continuing to remain bullish given the area’s strong job growth and sustained migration. According to Cushman and Wakefield’s[1]  multifamily report for 2024 Q3, there were... The post Miami-Dade Again Leads the Nation in Multifamily Units Under Construction appeared first on MIAMI REALTORS®. http://dlvr.it/TFGmmr

How Fort Lauderdale is Entering a New Era in Its Yachting History via Boat International https://boattest.com/article/how-fort-lauderdale-entering-new-era-its-yachting-history   Miami-Dade legislation seeks way to add major new airport https://www.miamitodaynews.com/2024/10/08/miami-dade-legislation-seeks-way-to-add-major-new-airport/   As mortgage rates fall, tight residential inventory loosens via @miamitodaynews https://www.miamitodaynews.com/2024/10/08/as-mortgage-rates-fall-tight-residential-inventory-loosens/   Hurricane Milton Resources Available https://www.floridarealtors.org/news-media/news-articles/2024/10/hurricane-milton-resources-available   From London To Miami,... The post Friday, Oct. 11: South Florida real estate market articles appeared first on MIAMI REALTORS®. http://dlvr.it/TFGmVh